Most people will spend countless hours comparing deals when they go to purchase their new vehicle. When those same people go to get insurance on that vehicle, they don’t put in the same due diligence and compare insurance policies or look for discounts. The truth is that there is a lot of money being left on the table. Below are some useful tips to help you save money by comparing different car insurance quotes Sacramento. There are many great insurance companies in the area to choose from, such as the company found at www.eugenecyates.com.

Annual Rate Checks

It can be hard to beat the rates you get if you have been with the same insurance company for a long time. However, if you haven’t filed claims recently, it could be worth asking your agent if you could get a better rate. If they decline, it is time to do a little comparison shopping of your own.

Pick Insurance Companies Who Are Top-Rated

There are reasons why many people choose to go with insurance companies that are well-known. Some reasons include great customer service, reputation and excellent rates compared to other companies offering the same type of coverage. Look for coverages in your policy that you don’t necessarily need. One example would be roadside assistance. If you have a separate auto-club membership that offers better services, drop the coverage through your car insurance policy.

Deductibles

One quick and easy way to save money on your policy is by raising your car insurance deductible. The deductible is the pre-set amount you would have to pay out-of-pocket for a claim if you were to get into an accident. Just make sure you will be able to cover the amount of the deductible before you raise it.

As you can see, there are many ways to save some money on your car insurance premiums. If none of these apply, speak with your insurance agent personally. They may be able to find some discounts for you that you were unaware of. When it comes to money, saving every little bit helps.